First-Time Buyer Startup Plan

Since our inception in 2004, SFC has been supporting successful homeownership in our home state of Massachusetts. We believe that your homeownership experience should be emotionally rewarding and not financially draining. We want you to succeed long-term.

Ready to talk about your own home? Here is our quick 3-step startup plan.

Step 1. Budget Evaluation

In many cases, we can estimate your purchase power without credit check and documents reviews. We schedule a brief discussion to learn about your finances and determine where your purchase price range may be. Or, get started right now

Step 2. Feasibility Check

We arrange a quick conversation with a real estate coordinator, a highly qualified real estate professional who can advise on the areas and properties which may be within your price range, before jumping into pre-approval. Already working with a realtor? Great, we will be happy to coordinate with them.

Step 3. Full Pre-Approval

Assuming successful outcome of prior steps, we move to pre-approval. You will complete an application, we will run a credit check, review your income and asset documents, analyze, and issue a pre-approval letter. You can then start looking at homes when you are ready.

“Thorough, accessible, and always helpful”
- Jim Watts from South Hadley, MA

“Fantastic experience for a first-time home buyer”
- Jeremy S from Boston, MA

“Best lender, very thorough, responsive, responsible”
- Dennis K. from Holliston, MA

Take the first step towards homeownership.
Connect with us today!

Get Started